Commercial Property
Whether you own a commercial building or lease space for your business, protecting your physical assets is essential. Commercial property insurance helps safeguard your building, equipment, and business contents from common risks such as fire, theft, vandalism, and certain weather-related losses. Without proper coverage, a single loss could significantly disrupt your operations and financial stability.
At ISU Elite Insurance, we work with Connecticut business owners to ensure their commercial property coverage is properly structured, accurately valued, and tailored to their specific operations. Our goal is to help you recover quickly and keep your business moving forward after a loss.
Some Coverages to Consider
Building Insurance
Provides protection for the physical structure of your building against covered losses such as fire, smoke, theft, vandalism, severe weather, explosions, burst pipes, water or oil leakage, vehicle impact, and falling objects like trees. Coverage can be written for buildings you own or improvements you’ve made to leased space.
Business Personal Property
Covers the movable property used in your business, including equipment, furniture, inventory, computers, tools, and machinery. This coverage helps protect the items that keep your business running—everything that isn’t permanently attached to the building.
Business Income (Business Interruption)
Helps replace lost income and cover ongoing expenses if your business is forced to temporarily shut down due to a covered property loss. Business income coverage is typically included as part of a commercial property or package policy and is designed to help your business stay financially stable while recovering.