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Professional Liability
Professional liability insurance—often referred to as errors and omissions (E&O) insurance—helps protect businesses and professionals from claims alleging negligence, errors, or omissions in the services they provide. Even unfounded claims can result in significant legal defense costs, making this coverage essential for many professional practices.
At ISU Elite Insurance, our agents provide professional liability insurance solutions at competitive rates for a wide range of professions. We work with Connecticut professionals to structure coverage that reflects the specific risks associated with their services and industries.
Professional Liability Coverages We Offer
Architects & Engineers Professional Liability
Provides protection against claims alleging negligent acts, errors, or omissions arising from professional design or engineering services.
Accountants Professional Liability
Covers accountants and related firms against claims alleging errors, omissions, or negligence in the performance of professional accounting and financial services.
Medical Malpractice Insurance
A form of professional liability insurance designed for physicians and licensed healthcare professionals. Coverage may help protect against claims alleging bodily injury, medical expenses, or damages resulting from professional medical services, as well as legal defense costs.
Employment Practices Liability Insurance (EPLI)
Helps protect businesses with employees from claims related to harassment, discrimination, wrongful termination, and other employment-related allegations. EPLI coverage is designed to respond to lawsuits or administrative actions brought by current or former employees.
Miscellaneous Errors & Omissions Liability
Provides professional liability protection for businesses and individuals whose services do not fall into a standard professional liability category. Coverage may help protect against claims arising from alleged errors or omissions in professional services, including legal defense expenses.
Not-for-Profit Directors & Officers with EPLI
Designed for nonprofit organizations, this coverage helps protect directors and officers from claims alleging wrongful acts related to management decisions. EPLI coverage may also be included to help address employment-related claims involving the organization.
Technology Services Errors & Omissions Liability
Professional liability coverage for businesses that provide technology or IT-related services. This insurance may help protect against claims arising from alleged mistakes, failures, or omissions in the delivery of technology services.
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