Business Auto
Business auto insurance helps protect your company from the financial impact of auto-related accidents involving vehicles used for business purposes. Whether you own company vehicles or employees drive on your behalf, commercial auto insurance can help cover property damage, medical expenses, legal costs, and liability claims—even in the event of serious or fatal accidents.
From delivery vehicles and service trucks to company cars and vans, business auto exposures are often more complex than personal auto risks. At ISU Elite Insurance, we work with Connecticut businesses to ensure their commercial auto coverage is properly structured, compliant, and aligned with how their vehicles are actually used.
Some Coverages to Consider
Auto Liability
Commercial auto liability insurance helps protect your business from costs associated with bodily injury or property damage suffered by others as a result of an accident caused by you or your employees while operating an insured company vehicle. Liability coverage is typically divided into two parts: bodily injury liability and property damage liability.
Physical Damage Coverage
Helps pay for damage to your insured vehicles resulting from collisions, theft, vandalism, fire, or other covered losses. This coverage is often essential for businesses that rely heavily on their vehicles to operate.
Medical Payments / Uninsured & Underinsured Motorist Coverage
Provides coverage for medical expenses resulting from an accident involving an insured vehicle, and may offer protection if your driver is injured by someone who has little or no insurance.
Hired & Non-Owned Auto Liability
Provides liability protection for vehicles your business does not own, such as employee-owned vehicles used for business purposes or rented vehicles used on behalf of the company.